WHAT IF . . . YOUR PLAN COULD HAVE

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We build custom provider networks that give employers the flexibility to offer rich benefits, like a $15 primary care copay, without driving up overall plan costs.

Through strategic network design, we make it possible for employers to keep urgent care visits affordable at just a $15 copay. This ensures employees skip the high cost Emergency Room. 

Our custom networks support a $500 deductible for independent outpatient surgery centers, giving employees affordable access to quality care.

We extend this strategy to high tier hospitals, where deductibles remain at $500 and pricing is negotiated near 140% of Medicare. This creates meaningful savings on major services at top-quality facilities.

Our strategy helps employer health plans keep annual cost increases well below the market average, typically ranging from just 3% to 10%. By focusing on proactive cost management and smarter plan design, we deliver stability and predictability that most employers rarely see in today's healthcare environment.

With our approach, you stay in control of what is or isn't covered by your plan. This flexibility lets employers align benefits with their goals, manage costs more effectively, and ensure employees get coverage that meets their needs.